Easton and the central corridor
Build a dated record of mortgage notices, servicer calls, court information, and any scheduled sale. If selling is one option, obtain payoff and lien information before comparing estimated proceeds.
Pre-foreclosure help in Northampton County, Pennsylvania
Behind on your mortgage in Northampton County? You may still have options.
Start with a free education guide, then request a homeowner callback if you want to discuss whether our real estate services may fit your situation.
Education first, with no pressure and no obligation. No company can guarantee that foreclosure will stop. Preforeclosures 911 is not associated with the government, and our service is not approved by the government or your lender.
Local homeowner guidance
A clear next step for Northampton County homeowners.
Northampton County homeowners in Easton, Bethlehem, the Slate Belt, and surrounding communities deserve a clear comparison of keep-the-home, sale, and transition options without manufactured pressure.
Use Northampton County's official website to locate current court, sheriff, and county information. Bethlehem spans Lehigh and Northampton counties, so verify the property's county before checking records or local procedures.
- Easton
- Bethlehem (Northampton County portion)
- Northampton Borough
- Nazareth
- Hellertown
- Palmer Township
- Forks Township
- Bangor
County-specific planning
Questions can change across Northampton County.
These examples are general planning considerations, not legal or property-value conclusions.
Bethlehem and Hellertown
Confirm whether the property is in Northampton or Lehigh County before using county records. The correct county matters when locating official court, sheriff, tax, and recording contacts.
Nazareth, Bangor, and the Slate Belt
Property condition, utilities, travel, and the time needed to market a home can affect which sale path is practical. Compare an as-is offer with a realistic conventional-sale timeline and expected net result.
Compare the paths
Start with the outcome you want.
Explore keeping the home
Ask the mortgage servicer and a HUD-approved housing counselor about any available repayment, forbearance, modification, or other loss-mitigation review.
Compare sale options
A traditional listing or an as-is sale may be worth comparing when timing and equity permit. Review estimated proceeds, costs, contingencies, and alternatives.
Plan a transition
If keeping the property is not workable, organize the timeline, moving needs, occupancy questions, and independent professional advice before signing documents.
Being straight with you
What we do — and what we will not do.
We are a private company with a commercial interest, and you deserve to know that before you talk to us.
What we do
- Listen to your situation and help you build a clear timeline
- Point you to free HUD-approved counseling and official resources
- Explain the options we know about, including ones we do not profit from
- Tell you plainly when we could profit from a transaction
- Leave the decision, and the timing, with you
What we will not do
- Guarantee that a foreclosure, sheriff sale, or eviction will stop
- Give you legal, tax, lending, bankruptcy, or financial advice
- Tell you to stop talking to your mortgage servicer
- Ask you to sign over your deed or title to get help
- Claim any government, HUD, lender, or court affiliation
Official and independent help
Verify dates and options with trusted sources.
County schedules and program information can change. Use the homeowner's current notice and confirm details directly with the servicer, court, sheriff, counselor, or qualified attorney.
Northampton County Sheriff sales
Check the official county source for current real-estate sheriff-sale information. A scheduled listing is not proof that a sale occurred, and mortgage-foreclosure sales are different from tax sales.
Northampton County Mortgage Foreclosure Diversion Program
Review the official county or court resource, then confirm current eligibility, procedures, and case-specific effects. No program or application guarantees that a sale will be postponed or foreclosure avoided.
Act 91 notices and HEMAP
If an Act 91 notice arrives, the Pennsylvania Housing Finance Agency states that the homeowner must meet with a counseling agency and apply to the Homeowner's Emergency Mortgage Assistance Program within 33 days of the date on the notice for the foreclosure moratorium to apply. Contact an agency listed in the notice immediately and confirm every date with PHFA.
HUD-approved housing counseling
HUD tells homeowners not to ignore letters from the lender, to contact the lender immediately, and to contact a HUD-approved housing counseling agency. Counseling is free to the homeowner.
Open HUD foreclosure resources (opens in a new tab)
Housing counselor line: (800) 569-4287
Homeowners HOPE Hotline: (888) 995-4673
TTY: (800) 877-8339
Preforeclosures 911 is not affiliated with the county, sheriff, courts, PHFA, HUD, or any linked government program. Links are provided for the homeowner's own use.
Northampton County questions
What homeowners ask first
Can I still save my home in Northampton County after missing payments?
Possibly. Available paths depend on the loan, servicer, income, stage of the process, Pennsylvania law, and other facts. Contact the mortgage servicer and a HUD-approved housing counselor promptly.
Can I sell a house before foreclosure in Northampton County?
A sale may be one possible path, depending on ownership, liens, equity, timing, and the legal status of the property. Compare a traditional listing, an as-is offer, and alternatives before agreeing to a transaction.
What if a sheriff sale is scheduled in Northampton County?
Treat the matter as urgent. Contact the mortgage servicer, a qualified Pennsylvania attorney, and a HUD-approved housing counselor. Confirm dates through official county sources and do not rely only on an online form.
Does submitting this form stop foreclosure?
No. Submitting the form does not stop, postpone, or change any legal deadline or lender action.
Do I have to pay for foreclosure help?
HUD advises homeowners that they do not need to pay fees for foreclosure-prevention help and that the money is better used to pay the mortgage. HUD-approved housing counseling is available at no cost to the homeowner. Compare any paid offer against the free options first.
I received an Act 91 notice. What does that mean?
An Act 91 notice is a Pennsylvania pre-foreclosure notice that explains the right to apply for help through the Homeowner's Emergency Mortgage Assistance Program administered by the Pennsylvania Housing Finance Agency. PHFA states that a homeowner must meet with a counseling agency and apply within 33 days of the date on the notice for the foreclosure moratorium to apply. Contact a counseling agency listed in your notice right away and confirm every date directly with PHFA or the counseling agency.
Request a homeowner callback
Ask for a conversation about Northampton County.
The hosted form asks for basic contact information so we can respond to your request. Do not submit Social Security numbers, bank-account details, passwords, medical information, or legal documents. If a sale or legal deadline is scheduled, do not wait for an online response.
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The contact form is hosted by our forms provider and may be blocked by some browsers or networks. You can open it directly in a new window instead.
Open the form in a new window (opens in a new tab)
If a sale date is scheduled, do not wait — call the HUD housing counselor line at (800) 569-4287.
Submitting this form does not create an attorney-client, lender-borrower, fiduciary, brokerage, or agency relationship and does not stop any foreclosure deadline. Review our privacy notice.
Nearby Pennsylvania service areas
Explore another county.
Understand the timeline before choosing a path.
Start with the outcome you want and compare your options without manufactured pressure.