Pre-foreclosure help for homeowners
Get a confidential homeowner options review. We will help you understand possible paths to keep your home, sell before a deadline, or plan a safer transition.
No pressure and no obligation. Preforeclosures 911 is a private real estate solutions company, not a law firm, lender, government agency, or HUD-approved housing counseling agency.
Share only what you are comfortable sharing. We will use it to prepare for your options call.
Submitting this form does not create an attorney-client, lender-borrower, or agency relationship. See our privacy notice.
Start with the outcome you want
The right next step depends on your loan, timeline, equity, household goals, and local law. We start by listening, then organize the questions you need answered.
Path 01
If keeping the home is your priority, begin with your mortgage servicer and a HUD-approved housing counselor. Depending on the facts, questions may include:
Path 02
A traditional listing or an as-is sale may preserve more control than waiting for a foreclosure sale. Any offer should be compared against estimated equity, costs, timing, and alternatives.
Path 03
If keeping the property is not workable, a clear plan can help you compare timelines, moving needs, and the tradeoffs of each exit option without manufactured pressure.
How it works
Tell us what notices you received, whether a sale date is scheduled, and what outcome you want.
We organize the practical questions, point you toward free official resources, and explain where our real estate services may or may not fit.
You decide whether to work with your servicer, counselor, attorney, real estate professional, us, or nobody yet.
Pennsylvania service areas
Explore county-specific guidance, nearby communities, official resources, and the same confidential options-review path.
Free official help
Government and nonprofit counseling resources can help you understand foreclosure-prevention options. You do not have to hire us to use them.
HUD says homeowners should contact their lender and a HUD-approved housing counselor as early as possible.
Open HUD foreclosure resources
Housing counselor line: (800) 569-4287
Homeowners HOPE Hotline: (888) 995-HOPE
Use the phone number shown on your mortgage statement or official correspondence. Ask what loss-mitigation application, documents, review process, and deadlines apply to your loan.
Keep copies of notices, applications, confirmations, and names or reference numbers from each conversation.
Common questions
Possibly, but it depends on the loan, servicer, stage of the process, income, state law, and other facts. Contact the servicer and a HUD-approved housing counselor early. If a sale date is scheduled, seek qualified legal help immediately.
No. A sale is one possible path, not the default answer. A fair review should include your goal of keeping the home and should disclose when the reviewer could profit from a sale.
No. Nobody should guarantee that result without the legal authority and facts to support it. We can help organize options and may offer a real estate solution, but lenders, courts, government programs, and applicable law control many outcomes.
No. Preforeclosures 911 is a private real estate solutions company. We do not provide legal, tax, lending, or financial advice and are not affiliated with HUD or any government agency.
Treat it as urgent. Contact your servicer, a qualified local attorney, and a HUD-approved housing counselor. Do not rely only on an online form or a private home buyer when a legal deadline is approaching.
Start with a confidential review of the timeline and the outcome you want.